#MINI BINDER DOWNLOAD#

Keep every receipt and bill and, once again, write them down! DonвЂ™t just focus on the $200 electric bill and the $40 water billвЂ“you know the normal monthly homeowner expenses, but where we lose track of a lot of our money each month are from the incidental expenses. Did you sell a few personal items on CraigвЂ™s List or in the Facebook Marketplace? Write it down. Of course there is your salary, but what about beyond that? Did your neighbors give you $20 for taking care of their dog for the weekend? Write it down.

Write down every nickel, dime and dollar you earn during the month. If you donвЂ™t write a big goal down, you will never try to reach it. One word of advice when it comes to goal setting. Also take a few minutes to write out some steps you can in order to reach your goals. Write them down and give yourself a timeframe to meet the goals. Pick 1-2 or even a few more goals for your year.

#MINI BINDER DOWNLOAD#

Grab the download for the free budget binder at the bottom of this post and follow the simple steps below. LetвЂ™s get started with the Mini Budget Binder.

Wait, what? YouвЂ™ve heard it all before, but you donвЂ™t have time for it, right? Let me tell you, it takes just a short bit of time and will make all the world of difference in your current and future financial situation. ThereвЂ™s no better way to get started than by writing it all down. You see, you will never get ahead if you are not tracking, monitoring and saving each and every week. It needs to be at the forefront of our minds and our conversations with our spouse or with ourselves. If fact, we need to do the complete opposite when it comes to money. In reality, it simply makes dealing with money harder and the spending problem bigger. They push all their fears and frustrations to the back of their minds if they can avoid any money talk. Many people chose to avoid conversations with their spouses or family about money, because itвЂ™s simply easier not to.

Most everything we do revolves around money in some way, shape or form. They are part of our everyday life and thereвЂ™s no avoiding it.

Mini binder